Find a finance option that fits your customer.
We're on a mission to put dealer finance at the forefront of the buying journey, both online and in the showroom.
That's why we’ve made our finance options as simple as possible, helping your customers get from dealership to driving seat in a dash.
Check out MotoNovo Commercial for our range of products and services designed for business customers.
PCP
Our popular Personal Contract Purchase product.
PCP agreements contain a balloon payment at the end of the finance agreement, which usually makes the monthly instalment amounts lower than a traditional HP agreement. This is great for customers who like to change their vehicle frequently. We offer this product with terms up to 48 months and a maximum advance of £50,000.
Available on cars and motorcycles only.
Breeze
Our helpful HP product with a balloon payment helps keep the monthly repayments low. The customer must pay the final balloon payment plus the purchase fee to complete the finance agreement and take possession of the vehicle. We offer this product with terms up to 48 months and a maximum advance of £75,000.
Available on cars and motorcycles only.
VAT Assist
Our VAT Assist product is a traditional Hire Purchase (HP) loan where an amount equivalent to the VAT due is deferred to later in the agreement.
VAT Assist works like a traditional HP loan, the only difference being that the customer will not generally need to pay a deposit (although they can). The equivalent of the VAT due is then taken on the 3rd instalment as part of the payment plan.
Available to VAT registered business customers and on vans only.
